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	<title>Mortgage Crisis Daily &#187; Your Answers</title>
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	<description>The Subprime Mortgage Crisis Before, During, and After</description>
	<lastBuildDate>Tue, 07 Feb 2012 19:48:59 +0000</lastBuildDate>
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		<title>F-rated Saxon Mortgage and calls from 800-594-8422 annoy homeowner</title>
		<link>http://crisis.lenderwatch.org/news/535</link>
		<comments>http://crisis.lenderwatch.org/news/535#comments</comments>
		<pubDate>Wed, 07 Jan 2009 22:02:32 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Your Answers]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Capital]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Novastar]]></category>
		<category><![CDATA[OTS]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[subprime]]></category>
		<category><![CDATA[violation]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/535</guid>
		<description><![CDATA[When it comes to annoying lenders and mortgage servicers Saxon Mortgage Services Inc. takes the title as the most annoying, which reflects poorly on parent company Morgan Stanley. We are qualified to make that assessment for several reasons: (1) We interviewed homeowners with different mortgage servicers. (2) We examined monthly payments from these homeowners. (3) [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Buyers show up as foreclosure victim kills self</title>
		<link>http://crisis.lenderwatch.org/news/470</link>
		<comments>http://crisis.lenderwatch.org/news/470#comments</comments>
		<pubDate>Thu, 24 Jul 2008 14:13:36 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Your Answers]]></category>
		<category><![CDATA[failure]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/470</guid>
		<description><![CDATA[People react in different ways to events in life. While some think of foreclosure as a business decision, others see it as a personal failure. This article shows how some see foreclosure as a life-and-death situation. Our hearts go out to those involved: A Taunton woman fatally shot herself soon after faxing a letter to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortage help is frustrating as lenders are untrained</title>
		<link>http://crisis.lenderwatch.org/news/324</link>
		<comments>http://crisis.lenderwatch.org/news/324#comments</comments>
		<pubDate>Mon, 07 Jan 2008 18:18:32 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Your Answers]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[industry]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage broker]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/324</guid>
		<description><![CDATA[Individual mortage companies have reached out to borrowers in an effort to assist them. Were those initial efforts sincere or driven public relations? The reason we ask the question stems from new reports after the Bush administration got involved. It seems that homeowners are not getting information, help, or the same answer twice. &#8220;The governor [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HSBC HFC Beneficial layoffs pending, up to 4 divisions say some</title>
		<link>http://crisis.lenderwatch.org/news/275</link>
		<comments>http://crisis.lenderwatch.org/news/275#comments</comments>
		<pubDate>Fri, 16 Nov 2007 17:43:32 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Economic Impact]]></category>
		<category><![CDATA[Job Losses]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Your Answers]]></category>
		<category><![CDATA[HSBC]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/275</guid>
		<description><![CDATA[A lively discussion is taking place at Household &#8211; HSBC Watch regarding HSBC, HFC, and Beneficial layoffs. HSBC employees are giving insight into what may happen. One reliable source provided verified information in that past that proved to be true, and recently said &#8220;2200 layoffs to be announced tonight/Friday (November 15-16). Amongst them many DSMS, [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>HSBC mortage and customer service questioned</title>
		<link>http://crisis.lenderwatch.org/news/251</link>
		<comments>http://crisis.lenderwatch.org/news/251#comments</comments>
		<pubDate>Fri, 02 Nov 2007 15:00:23 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Your Answers]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/251</guid>
		<description><![CDATA[The bank with the largest subprime losses to date, HSBC, is the subject of customer input today. At the same time a spot check of HSBC credit card customer satisfaction shows a 77 percent disapproval rating. Watchdog organization Household &#8211; HSBC Watch, established in 1999, receives customer reports and publishes the reports after a brief [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>80-15-5, Flex Mortgages, 80-10-10 History Invited</title>
		<link>http://crisis.lenderwatch.org/news/56</link>
		<comments>http://crisis.lenderwatch.org/news/56#comments</comments>
		<pubDate>Fri, 03 Aug 2007 14:41:20 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Your Answers]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[industry]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/56</guid>
		<description><![CDATA[The purpose of this article is to get your factual input on creative mortgages. We&#8217;ve seen 80-15-5, Flex Mortgages, and 80-10-10 mortgages. When were they first used? Which bank financed the first of these home mortgages? Which investors bought the first bonds or investment vehicles containing these mortgages? Your answers are invited and appreciated. In [...]]]></description>
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		<slash:comments>0</slash:comments>
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