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	<title>Mortgages and What Is A Bad Loan &#187; Suggestions</title>
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	<link>http://crisis.lenderwatch.org</link>
	<description>Mortgage Crisis Before, During, and After</description>
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		<title>Mortgage and Finance lacked leadership principles</title>
		<link>http://crisis.lenderwatch.org/news/636</link>
		<comments>http://crisis.lenderwatch.org/news/636#comments</comments>
		<pubDate>Mon, 07 Sep 2009 22:05:10 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[employees]]></category>
		<category><![CDATA[Financial sector]]></category>
		<category><![CDATA[leadership]]></category>
		<category><![CDATA[leadership and mortgage articles]]></category>
		<category><![CDATA[military]]></category>
		<category><![CDATA[mortage leadership article]]></category>
		<category><![CDATA[mortgage crisis and financial principals]]></category>
		<category><![CDATA[principles]]></category>
		<category><![CDATA[traits]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/?p=636</guid>
		<description><![CDATA[My friend and I have 45 years of military service between her career and mine. By 2005 it was clear to us that executives and many employees in the mortgage and finance sector lacked basic leadership traits and principals known to everyone in the American armed forces. &#8220;Know your Marines and look out for their<a href="http://crisis.lenderwatch.org/news/636" class="read-more">Continue Reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Crazy Speculators takes initiative to help Americans</title>
		<link>http://crisis.lenderwatch.org/news/439</link>
		<comments>http://crisis.lenderwatch.org/news/439#comments</comments>
		<pubDate>Wed, 04 Jun 2008 00:59:46 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[regulators]]></category>
		<category><![CDATA[speculator]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/439</guid>
		<description><![CDATA[Should the government investigate current conditions? Will a free economy poison itself, and the rest of the world, as it did with subprime mortgages? Are banks and institutional investors trying to recap $385 Billion dollars (USD) in collaterized debt obligation losses? These questions and many more are being discussed at Crazy Speculators (www.crazyspeculators.com) and we<a href="http://crisis.lenderwatch.org/news/439" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/439/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Paulson wants state help as court blocks state enforcement? Really?</title>
		<link>http://crisis.lenderwatch.org/news/304</link>
		<comments>http://crisis.lenderwatch.org/news/304#comments</comments>
		<pubDate>Thu, 06 Dec 2007 01:29:22 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Archives]]></category>
		<category><![CDATA[Government Positions]]></category>
		<category><![CDATA[Quotable Quotes]]></category>
		<category><![CDATA[Root Causes]]></category>
		<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[OCC]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[subprime]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/304</guid>
		<description><![CDATA[While Treasury Secretary Henry Paulson was speaking, a federal appeals court shut the door to state enforcement of federally charted banks. Now Paulson wants help from the states. What in the world is going on? Didn&#8217;t the court render the states powerless to seek documents and enforce predatory lending laws, while Paulson is asking stes<a href="http://crisis.lenderwatch.org/news/304" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/304/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Report Clean Up and The Statute of Limitations</title>
		<link>http://crisis.lenderwatch.org/news/217</link>
		<comments>http://crisis.lenderwatch.org/news/217#comments</comments>
		<pubDate>Thu, 11 Oct 2007 17:25:29 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Adjustables (ARMs)]]></category>
		<category><![CDATA[Archives]]></category>
		<category><![CDATA[Lawsuits]]></category>
		<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[violation]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/217</guid>
		<description><![CDATA[If you are concerned about your adjustable rate mortgage or just cleaning up your credit report an issue that you should be aware of is the statute of limitations on old debt. Many people believe they must pay everybody regardless. At the same time some creditors try to get people to renew their debt, primarily<a href="http://crisis.lenderwatch.org/news/217" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/217/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Banks, Predatory Lenders, and Ambassadors</title>
		<link>http://crisis.lenderwatch.org/news/216</link>
		<comments>http://crisis.lenderwatch.org/news/216#comments</comments>
		<pubDate>Thu, 11 Oct 2007 15:56:10 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Adjustables (ARMs)]]></category>
		<category><![CDATA[Archives]]></category>
		<category><![CDATA[Editorial]]></category>
		<category><![CDATA[Government Positions]]></category>
		<category><![CDATA[Lawsuits]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Capital]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/216</guid>
		<description><![CDATA[Boston Federal Reserve Bank president Eric S. Rosengren urged banks to take a second look at subprime borrowers, saying many have improved their credit scores since buying a home. If that is the case banks could step in and help those homeowners. Meanwhile arguments and debates continue as issues are labeled as &#8220;bailouts&#8221; or &#8220;rescues.&#8221;<a href="http://crisis.lenderwatch.org/news/216" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/216/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>MGIC Sues Radian as Partnership Leads to Divorce</title>
		<link>http://crisis.lenderwatch.org/news/139</link>
		<comments>http://crisis.lenderwatch.org/news/139#comments</comments>
		<pubDate>Tue, 21 Aug 2007 15:51:25 +0000</pubDate>
		<dc:creator>Leatherneck</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Lawsuits]]></category>
		<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[industry]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/139</guid>
		<description><![CDATA[Strange bedfellows are now suing each other. A sure sign that Radian, MGIC, and C-BASS are singing the mortgage blues came to the forefront as a recent news article shows Radian and MGIC feuding like business partners who can’t get along. The two sides have disagreed on whether MGIC is obligated to complete its buyout<a href="http://crisis.lenderwatch.org/news/139" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/139/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New York To Bail Out With Foreclosure Avoidance</title>
		<link>http://crisis.lenderwatch.org/news/40</link>
		<comments>http://crisis.lenderwatch.org/news/40#comments</comments>
		<pubDate>Wed, 01 Aug 2007 22:53:24 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[industry]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/40</guid>
		<description><![CDATA[August 1, 2007 &#8211; In New York state, a $100-million refinancing program has been created by the state and the mortgage industry for people on the verge of losing their homes because of risky, adjustable-rate mortgages. Borrowers with adjustablerate loans or terms that require them to pay only the interest due each month will be<a href="http://crisis.lenderwatch.org/news/40" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/40/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Late 30&#8242;s drop credit score 50 to 90 points</title>
		<link>http://crisis.lenderwatch.org/news/35</link>
		<comments>http://crisis.lenderwatch.org/news/35#comments</comments>
		<pubDate>Wed, 01 Aug 2007 13:52:14 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[HSBC]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/35</guid>
		<description><![CDATA[Credit Monitoring reported to our frineds at Household Watch that the average FICO credit score dropped 50 to 90 points when the consumer is reported as “late 30.” You must be able to trust your creditors and never let an account get 30 days late. You should write to the lender and put your account<a href="http://crisis.lenderwatch.org/news/35" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/35/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage brokers may not get you the best deal</title>
		<link>http://crisis.lenderwatch.org/news/24</link>
		<comments>http://crisis.lenderwatch.org/news/24#comments</comments>
		<pubDate>Tue, 31 Jul 2007 01:10:49 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage broker]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/24</guid>
		<description><![CDATA[Mortgage brokers have no obligation to get their customers the best deal. Actually, mortgage brokers have an incentive to push customers toward a mortgage with an unnecessarily high rate. That&#8217;s because the bank&#8217;s payment to the mortgage broker, called a yield spread premium, compensates the broker for the spread between the lowest rate at which<a href="http://crisis.lenderwatch.org/news/24" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/24/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Flip That House, Property Ladder Not The Norm</title>
		<link>http://crisis.lenderwatch.org/news/23</link>
		<comments>http://crisis.lenderwatch.org/news/23#comments</comments>
		<pubDate>Mon, 30 Jul 2007 15:07:24 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Archives]]></category>
		<category><![CDATA[Suggestions]]></category>
		<category><![CDATA[investor]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/23</guid>
		<description><![CDATA[For those inspired by television shows like Flip That House and Property Ladder, where regular people like you and I by a house to make a profit, there are warning signs. Not so much with the Property Ladder show, but more so with the others, please be aware that those people have investors looking for<a href="http://crisis.lenderwatch.org/news/23" class="read-more">Continue Reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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