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	<title>Mortgages and What Is A Bad Loan &#187; Foreclosure</title>
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	<link>http://crisis.lenderwatch.org</link>
	<description>Mortgage Crisis Before, During, and After</description>
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		<title>Homeless Themed Law Firm Closes</title>
		<link>http://crisis.lenderwatch.org/news/863</link>
		<comments>http://crisis.lenderwatch.org/news/863#comments</comments>
		<pubDate>Fri, 25 Nov 2011 14:12:52 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Baum]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[halloween party]]></category>
		<category><![CDATA[homeless]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/?p=863</guid>
		<description><![CDATA[Stephen L. Baum, the foreclosure mill law firm which generated controversy recently when pictures of a past Halloween party showed employees dressed as homeless people and foreclosure victims, will close its doors, they announced today. The party, while perhaps crude and thoughtless, didn&#8217;t cause the real problem. Fannie Mae and Freddie Mac recently dropped the<a href="http://crisis.lenderwatch.org/news/863" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/863/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosures increase to highest level ever seen</title>
		<link>http://crisis.lenderwatch.org/news/728</link>
		<comments>http://crisis.lenderwatch.org/news/728#comments</comments>
		<pubDate>Thu, 15 Apr 2010 11:23:16 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[RealtyTrac Inc.]]></category>
		<category><![CDATA[risky lending]]></category>
		<category><![CDATA[subprime]]></category>
		<category><![CDATA[United States]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/?p=728</guid>
		<description><![CDATA[Subprime, and the resulting crisis built up, exploded, and ruined the US economy. Risky lending imploded in 2007. Now we see more fallout, as RealtyTrac Inc. said Thursday that the number of U.S. homes taken over by banks jumped 35 percent in the first quarter of 2010 from a year ago. In addition, households facing<a href="http://crisis.lenderwatch.org/news/728" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/728/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advice for those applying for a HAMP mortgage modification</title>
		<link>http://crisis.lenderwatch.org/news/685</link>
		<comments>http://crisis.lenderwatch.org/news/685#comments</comments>
		<pubDate>Fri, 04 Dec 2009 21:02:28 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[advisor]]></category>
		<category><![CDATA[Citigroup]]></category>
		<category><![CDATA[fax systems]]></category>
		<category><![CDATA[HAMP mortgage modification advice]]></category>
		<category><![CDATA[Pennsylvania]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/?p=685</guid>
		<description><![CDATA[From our Saxon Mortgage watchdog and consumer advocacy website comes this information concerning the HAMP program. The information was submitted by a HAMP applicant who initially was told of missing paperwork. The complaint is frequently heard about mortgage servicers including Saxon Mortgage. Citigroup had similar complaints about missing paperwork. Here is a detailed report from<a href="http://crisis.lenderwatch.org/news/685" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/685/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should you try a short sale or declare bankruptcy?</title>
		<link>http://crisis.lenderwatch.org/news/620</link>
		<comments>http://crisis.lenderwatch.org/news/620#comments</comments>
		<pubDate>Mon, 29 Jun 2009 20:22:27 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/?p=620</guid>
		<description><![CDATA[Most people fail to realize that by prolonging their problem, they are much further from a real solution. With a short sale of the home the bank often tries to recoup the additional monies through a promissory note. If you have little chance of raising the monies to pay back the note, perhaps you should<a href="http://crisis.lenderwatch.org/news/620" class="read-more">Continue Reading</a>]]></description>
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		<title>341180 foreclosure filings in March 2009</title>
		<link>http://crisis.lenderwatch.org/news/585</link>
		<comments>http://crisis.lenderwatch.org/news/585#comments</comments>
		<pubDate>Thu, 23 Apr 2009 23:50:46 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[industry]]></category>
		<category><![CDATA[Lenders]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/?p=585</guid>
		<description><![CDATA[Foreclosure filings were reported on 341,180 properties in March, a 17 percent increase from the previous month and a 46 percent increase from March 2008. The March and Q1 2009 totals were the highest monthly and quarterly totals since RealtyTrac began issuing its report in January 2005 despite a decrease in bank repossessions (REOs), which<a href="http://crisis.lenderwatch.org/news/585" class="read-more">Continue Reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hope Now struggles with shady lenders and servicers</title>
		<link>http://crisis.lenderwatch.org/news/578</link>
		<comments>http://crisis.lenderwatch.org/news/578#comments</comments>
		<pubDate>Wed, 15 Apr 2009 21:59:01 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Countrywide]]></category>
		<category><![CDATA[HSBC]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/?p=578</guid>
		<description><![CDATA[Today we see another press release from Hope Now, with another initiative. Bank bailouts, implosion, and stock market news makes one point perfectly clear. Even President Barrack Obama is shunned by some shady lenders. Obama is ignored by shady mortgage servicers. No matter how hard Hope Now actually tries, investors block every attempt to actually<a href="http://crisis.lenderwatch.org/news/578" class="read-more">Continue Reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Have statements, loan paid to date, accidently foreclosed</title>
		<link>http://crisis.lenderwatch.org/news/572</link>
		<comments>http://crisis.lenderwatch.org/news/572#comments</comments>
		<pubDate>Wed, 08 Apr 2009 16:32:49 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Google]]></category>
		<category><![CDATA[Morgan Stanley]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Nashville]]></category>
		<category><![CDATA[sheriff]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/?p=572</guid>
		<description><![CDATA[Can you image how it would feel if your mortgage company sent the sheriff to evict you from your home, if you knew you were current and had the paperwork to prove it? One woman can tell you. The case made the nightly news in Nashville tennessee, and the mortgage servicer was Saxon Mortgage. Unfortunately<a href="http://crisis.lenderwatch.org/news/572" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/572/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Those over 50 should not tap 401 (k) plans for foreclosure</title>
		<link>http://crisis.lenderwatch.org/news/546</link>
		<comments>http://crisis.lenderwatch.org/news/546#comments</comments>
		<pubDate>Tue, 20 Jan 2009 22:20:28 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[regulators]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/546</guid>
		<description><![CDATA[There are many people facing foreclosure. The situation is totally unacceptable. The number of older homeowners facing foreclosure, over 700,000 of whom are 50+, means it will be hard to recover in a slowing economy, and the fact that statistics are that high is also totally unacceptable. Imagine working all your life just to see<a href="http://crisis.lenderwatch.org/news/546" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/546/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should you hurt your credit score to get a mortgage work-out?</title>
		<link>http://crisis.lenderwatch.org/news/544</link>
		<comments>http://crisis.lenderwatch.org/news/544#comments</comments>
		<pubDate>Tue, 20 Jan 2009 16:06:49 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[subprime]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/544</guid>
		<description><![CDATA[Now that mortgage rates are low what does it take to refinance your home? A recent analysis by Inside Mortgage Finance found that the average score for borrowers whose loans were sold to Fannie Mae and Freddie Mac was 748 out of a possible 850. Clearly many borrowers with impaired credit will not be able<a href="http://crisis.lenderwatch.org/news/544" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/544/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investors prevent mortgage modifications, hurting homeowners</title>
		<link>http://crisis.lenderwatch.org/news/520</link>
		<comments>http://crisis.lenderwatch.org/news/520#comments</comments>
		<pubDate>Sat, 15 Nov 2008 02:42:07 +0000</pubDate>
		<dc:creator>Timothy Blake</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[SEC]]></category>

		<guid isPermaLink="false">http://mortgageblues.us/news/520</guid>
		<description><![CDATA[Today, about 80 percent of the $1.8 trillion in troubled mortgage loans belong to investors, according to Deutsche Bank. The rest are considered &#8220;whole loans,&#8221; held by banks or government-run mortgage giants Fannie Mae and Freddie Mac. Some people might not feel sorry for the investors, but others think investors were mislead about the safety<a href="http://crisis.lenderwatch.org/news/520" class="read-more">Continue Reading</a>]]></description>
		<wfw:commentRss>http://crisis.lenderwatch.org/news/520/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
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