Is this trend a total disregard for the courts, mortgage fraud, or just oppressive tactics? O. Max Gardner III, a lawyer in North Carolina who represents troubled borrowers, says that he routinely sees lenders pursue borrowers for additional money after their bankruptcies have been discharged and the courts have determined that the default has been cured and borrowers are current. It seems like violation of federal court orders to most people, but it happens more often than you might think. Here is one example:
