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	<title>Comments on: Epidemic of loan restructure and fake refinance scams for mortgage holders</title>
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	<link>http://crisis.lenderwatch.org/news/316</link>
	<description>The Subprime Mortgage Crisis Before, During, and After</description>
	<lastBuildDate>Tue, 11 May 2010 14:24:07 +0000</lastBuildDate>
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		<title>By: Do It Yourself Loan Modifications. &#124; 7Wins.eu</title>
		<link>http://crisis.lenderwatch.org/news/316#comment-3769</link>
		<dc:creator>Do It Yourself Loan Modifications. &#124; 7Wins.eu</dc:creator>
		<pubDate>Thu, 30 Oct 2008 16:24:42 +0000</pubDate>
		<guid isPermaLink="false">http://mortgageblues.us/news/316#comment-3769</guid>
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		<content:encoded><![CDATA[<p>[...] Loan Modification Help-Do it Yourself or Hire a Company | Loan Modification CentralDo I Qualify For A Loan Modification | Foreclosure Help &#8211; Need Foreclosure HelpStop Home Foreclosure Tips &#8211; Loan Modification TipsReno Real Estate Logic » Blog Archive Understanding Loan Modification | Mark Zilbert&#8217;s BlogBush Paulson Freeze: Adjustable Loan Modifications are a flop | Home Sale ReliefHow to Secure a Loan Modification Agreement | Articles Factory Epidemic of loan restructure and fake refinance scams for mortgage holders : Mortgage Blues [...]</p>
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		<title>By: Guaranteed Foreclosure Solutions. &#124; 7Wins.eu</title>
		<link>http://crisis.lenderwatch.org/news/316#comment-2611</link>
		<dc:creator>Guaranteed Foreclosure Solutions. &#124; 7Wins.eu</dc:creator>
		<pubDate>Mon, 23 Jun 2008 08:12:07 +0000</pubDate>
		<guid isPermaLink="false">http://mortgageblues.us/news/316#comment-2611</guid>
		<description>[...] Guaranteed Foreclosure Solutions.    Description Step By Step Guide For Homeowners To Quickly Stop Their Foreclosure. Also Includes A Loan Modification Report, 101 Credit Repair Tips, And A 2000 Page Grant Guide. We Have Written Training Manuals For Nationwide Companies, This Book Works!   Excerpt from product page                       Saving Your HomeStarts With  You!!You CAN  Save Your Home!!&#160;98% of ALL  Foreclosures Can Be Stopped. We Even GUARANTEE  It!What If You Had&#160;  Guaranteed Way To Stop Your Foreclosure in&#160;the Next Two  Weeks?Without Having to Come Up With  Thousands of Dollars to Do  So?Homeowners are  desperate to save their homes;but very few homeowners know exactly  what to do.Actually, there are over 40 different options to choose  from when it comes to saving your home. Most homeowners know  of one or two.However, you don&#039;t need to be an expert&#160;and  know every one.You simply need to know what to do.You need  to know what type of documentation is necessary.You need to know who  to call.And you need to know how to get  results.  Bonus #1) Free Loan Modification Report showing you how to modify  your rate, payments, and more with no refinance costs! Bonus #2) Free Credit Repair Report. Sooner later that score needs to go up. Bonus #3) Free Grant Guide. The government is getting more programs every day to try and assist homeowner in distress.       That&#039;s What We  DoWe have been helping homeowners save their homes  since 1995.As former Loss Mitigation Specialists for two of the  country&#039;s largest lenders, we have worked on the lender&#039;s side of the  phone for years.Now, with the foreclosure crisis in full swing,  we figured it was time for homeowners to&#160;find out&#160;that  saving your home is not as hard as you may believe.We know  exactly what it takes to save your home;and all of the options  available to you.Did you know that... -You can have your adjustable rate mortgage  converted&#160;to a fixed rate?Without  refinancing or paying any&#160;refinance  costs?-You can get your lender to suspend  your payments&#160;for&#160;several months so you can get  caught up?&#160;-You can get your back  payments spread over the life of your loan?  Making a repayment plan actually  affordable?-You  can actually get your payments and/or your interest rate  lowered?-There is  even a special government program that will give you  a second mortgage for all  of your back payments, interest, and legal fees?-You can&#160;sell  your home for less than you actually owe on it? Everything You Thought You Knew  About Foreclosure is Probably Dead  WrongBut again, most people  simply don&#039;t know.After all,&#160;they don&#039;t go through foreclosure  every day. And most  people&#160;can&#039;t fork out thousands of dollars to try and save their  home.If they could, they probably wouldn&#039;t be in foreclosure in  the first place.Everyone&#160;needs an option that&#160;they can actually afford.You  may have already tried talking with your lender.And they refused to  work with you at all.Or they may have offered some  ridiculous&#160;program that requiresyou to pay an additional $300 to  $400 very month;in addition to&#160;your current monthly  mortgage payments.Most people think that they have only one  option;the option offered by their lender.That is  incorrect.That is simply the best option for the  lender;not the homeowner.You need to know exactly what  other options you have to keep your home.The Solution&#160;If you can  follow some simple directions, you can do this as well as any Loss  Mitigation company out there. Once you actually learn what your  options are, you can work ongetting a loan workout plan that benefits  you as well as your lender.Your Best Option to  Save Your HomeThere is a new option  available to homeowners that more and more lenders are beginning to  accept.It is called a &quot;Loan Modification&quot; and here&#039;s how it  works.... With  a Loan Modification, your lender allows you to put the missed payments,  late fees,&#160;and attorney costs over the entire life of the  loan.&#160;In other words, if you owe back payments of $6000, and  have&#160;27 years left on your loan to pay,&#160;you could spread  that $6000over the remaining 324 months left on your loan (27 years x  12 months) This would mean that you  would have to add an  additional $18 per month to your current monthly  payment ($6000 divided by 324 months).No joke; you could save your  home for under $20 extra dollars every month!!And since a Loan  Modification results in a brand new promissory note  being created (to reflect the new loan amount, new monthly payments,  etc)...The new note that is created is considered current at  the time it is created.What this mean is that with a Loan  Modification,  your foreclosure is  stopped&#160;immediately.And you have a  monthly payment that is actually affordable.As lenders get  overwhelmed by the sheer number of properties they are taking backthru  foreclosure, this option is becoming more and more  popular.However, this program is sometimes difficult to get your  lender to accept; unless you know how to present it correctly to your  lender.  Since this one of the best options for homeowners, we  really want homeowners to focus on this.We&#039;ll show you exactly  what to do in four simple stepswith the included Loan Modification Report.Your Other OptionsBut that is  merely one option you can ask for.You have several others as  well.&#160;Including options for people that simply cannot afford  to keep their home any longer.You  are walked step by step through the entire process.What to do first,  who to call next, what you will need.If Step 1 doesn&#039;t work, go  immediately to Step 2.If Step 2 doesn&#039;t work....Most  homeowners are willing to do whatever it takes to save their  home.But nobody has ever shown them exactly what it is that  they have to do.You will also learn...-What to do even if you owe more than your house is  worth-How to minimze the damage to your  credit-Different  options you have that your lender&#160;doesn&#039;t want you to  know-How to get a  workout plan that doesn&#039;t require $1000s of dollars upfront and double mortgage  payments-What to  do if your lender is being difficult-Access to HUD Certified housing  specialists that will help you through the entire process- and they  are FREE!!-Contact numbers for the correct  department of every major lender in the  country(this alone can save you  hours)-Sample  letters you will need to use to get a workout plan-Where to go to get information from  other homeowners that are all going through the same  thingIt Will Take WorkStopping  your foreclosure will take work;and it is something that you will have  to do yourself.But if you do not know where to call, what to ask  for, and exactlywhat options you have to save your home,you will  probably fail.Saving your home takes knowledge and  information.Why not get that infomation&#160;from people  that&#160;know how the process works.We understand that not  everyone&#160;feels that they can do this.You may not have the  time;you may feel intimidated by your lender;you may simply  think&#160;that these options are&#160;too good to be true.If you  feel you cannot do this yourself,simply send us an email.We  will get you over to a Loss Mitigation company that actually gets  results and costs under $600 to&#160;save your home&#160;for  you.However, you can do everything they can do for you;you  just need to know how.And you can do it all  yourself;for&#160;under 1/10th of the price.The Home Saver&#039;s ReportYou  will learn the exact same&#160;process that Foreclosure Prevention  companies use (and charge $1000s for)&#160;to stop your  foreclosure.Who to talk to.What they  are looking for.What  documentation you will need.How to  present your offer.The  different options you have that your lender  doesn&#039;t  tell you about.&#160;The  more options you know about,the better your chances&#160;are that you  can&#160;save your home.And the better your chances to get a  workout plan that is actually affordable.We understand that  money is tight;otherwise you wouldn&#039;t be here.That&#039;s  why we&#039;re keeping the price affordable for anyone.What&#039;s the  cost?$67And we even guarantee your  results.         Your  GuaranteeOrder your copy of the Home Saver&#039;s Report.Go through it today.  Follow the simple steps outlined.If you are unable to  get&#160;any type of loan workout plan;if you are unable to  get a short sale done;if you cannot get anyone to buy and lease back  your property...We will refund every cent you paid for your  report.All we ask is that you actually make the effortto  follow the steps outlined, in the order laid out.The reason we  offer this guarantee, is because the informationin the Home Saver&#039;s Report actually works!!We see  homeowners use this information and save their homes everyday.You can  too.If you cannot find a solution, contact us and we will PERSONALLY find a company for you. You will&#160;be able&#160;to save your home using the Home Saver&#039;s Report.We&#039;ll supply the  tools;you&#039;ll have to supply the effort.It&#039;s Up To YouSo, here  are your options.A) You can do this yourself absolutely  free of chargeStart searching the Internet to try and  find out what your options are.Go into some foreclosure forums and see  what other people are doing.Call your county courthouse and try and  find out what you can do.B) Hire a Loss Mitigation  company to do this for youSpend the money on  a&#160;company that will negotiate with your lender for you.But be  prepared. You will wind up spending over $1000 to do so.Or send us  an email, and we&#039;ll get you over to a Loss Mitigation company that  actually gets results and costs under $600.C) Get your  copy of the Home Saver&#039;s Report right  now!!Spend a little money on information. After all,  time is money, and it is a small price to save your  home.Everything you need to learn about saving your home is  available to you right here.You will know who to call, how to  present your offer,and other alternatives that your lender will not  disclose to you.And you&#039;ll also learn what to do if you simply  cannot afford tokeep your home any longer. If you cannot save  your home, you can at least save your credit. Simply click the PayPal &quot;Buy  Now&quot;  button below.The Home Saver  Report&#160;can be downloaded in .pdf format  instantly....Even if it&#039;s 3  AM!!           Do Something  TodayTo us, it doesn&#039;t matter what you  do.Whether it&#039;s Option A, Option B, or Option C...We just  want you to do something!And do it today!Time is not  on your side.And your foreclosure nightmare will not fix  itself.The sooner you take action, the more options you will  have.Get&#160;the Home Saver&#039;s  Report&#160;today!! You&#039;ll learn exactly what to do to save your home.We  guarantee it!!          PS- Every homeowner  has options. You can learn exactly what to do and how to do it by simply  ordering your copy of The Home Saver Report  todayPPS- Time is not on your side. The  sooner you take action, the more options you will have. Feel free to email  us with any questions.&#160; Support@Guaranteed2.com&#160;                                                                                                   Sites you may be interested in Foreclosure Self-Defense &#124; Save Your Home &#124; Avoid Foreclosure </description>
		<content:encoded><![CDATA[<p>[...] Guaranteed Foreclosure Solutions.    Description Step By Step Guide For Homeowners To Quickly Stop Their Foreclosure. Also Includes A Loan Modification Report, 101 Credit Repair Tips, And A 2000 Page Grant Guide. We Have Written Training Manuals For Nationwide Companies, This Book Works!   Excerpt from product page                       Saving Your HomeStarts With  You!!You CAN  Save Your Home!!&nbsp;98% of ALL  Foreclosures Can Be Stopped. We Even GUARANTEE  It!What If You Had&nbsp;  Guaranteed Way To Stop Your Foreclosure in&nbsp;the Next Two  Weeks?Without Having to Come Up With  Thousands of Dollars to Do  So?Homeowners are  desperate to save their homes;but very few homeowners know exactly  what to do.Actually, there are over 40 different options to choose  from when it comes to saving your home. Most homeowners know  of one or two.However, you don&#39;t need to be an expert&nbsp;and  know every one.You simply need to know what to do.You need  to know what type of documentation is necessary.You need to know who  to call.And you need to know how to get  results.  Bonus #1) Free Loan Modification Report showing you how to modify  your rate, payments, and more with no refinance costs! Bonus #2) Free Credit Repair Report. Sooner later that score needs to go up. Bonus #3) Free Grant Guide. The government is getting more programs every day to try and assist homeowner in distress.       That&#39;s What We  DoWe have been helping homeowners save their homes  since 1995.As former Loss Mitigation Specialists for two of the  country&#39;s largest lenders, we have worked on the lender&#39;s side of the  phone for years.Now, with the foreclosure crisis in full swing,  we figured it was time for homeowners to&nbsp;find out&nbsp;that  saving your home is not as hard as you may believe.We know  exactly what it takes to save your home;and all of the options  available to you.Did you know that&#8230; -You can have your adjustable rate mortgage  converted&nbsp;to a fixed rate?Without  refinancing or paying any&nbsp;refinance  costs?-You can get your lender to suspend  your payments&nbsp;for&nbsp;several months so you can get  caught up?&nbsp;-You can get your back  payments spread over the life of your loan?  Making a repayment plan actually  affordable?-You  can actually get your payments and/or your interest rate  lowered?-There is  even a special government program that will give you  a second mortgage for all  of your back payments, interest, and legal fees?-You can&nbsp;sell  your home for less than you actually owe on it? Everything You Thought You Knew  About Foreclosure is Probably Dead  WrongBut again, most people  simply don&#39;t know.After all,&nbsp;they don&#39;t go through foreclosure  every day. And most  people&nbsp;can&#39;t fork out thousands of dollars to try and save their  home.If they could, they probably wouldn&#39;t be in foreclosure in  the first place.Everyone&nbsp;needs an option that&nbsp;they can actually afford.You  may have already tried talking with your lender.And they refused to  work with you at all.Or they may have offered some  ridiculous&nbsp;program that requiresyou to pay an additional $300 to  $400 very month;in addition to&nbsp;your current monthly  mortgage payments.Most people think that they have only one  option;the option offered by their lender.That is  incorrect.That is simply the best option for the  lender;not the homeowner.You need to know exactly what  other options you have to keep your home.The Solution&nbsp;If you can  follow some simple directions, you can do this as well as any Loss  Mitigation company out there. Once you actually learn what your  options are, you can work ongetting a loan workout plan that benefits  you as well as your lender.Your Best Option to  Save Your HomeThere is a new option  available to homeowners that more and more lenders are beginning to  accept.It is called a &quot;Loan Modification&quot; and here&#39;s how it  works&#8230;. With  a Loan Modification, your lender allows you to put the missed payments,  late fees,&nbsp;and attorney costs over the entire life of the  loan.&nbsp;In other words, if you owe back payments of $6000, and  have&nbsp;27 years left on your loan to pay,&nbsp;you could spread  that $6000over the remaining 324 months left on your loan (27 years x  12 months) This would mean that you  would have to add an  additional $18 per month to your current monthly  payment ($6000 divided by 324 months).No joke; you could save your  home for under $20 extra dollars every month!!And since a Loan  Modification results in a brand new promissory note  being created (to reflect the new loan amount, new monthly payments,  etc)&#8230;The new note that is created is considered current at  the time it is created.What this mean is that with a Loan  Modification,  your foreclosure is  stopped&nbsp;immediately.And you have a  monthly payment that is actually affordable.As lenders get  overwhelmed by the sheer number of properties they are taking backthru  foreclosure, this option is becoming more and more  popular.However, this program is sometimes difficult to get your  lender to accept; unless you know how to present it correctly to your  lender.  Since this one of the best options for homeowners, we  really want homeowners to focus on this.We&#39;ll show you exactly  what to do in four simple stepswith the included Loan Modification Report.Your Other OptionsBut that is  merely one option you can ask for.You have several others as  well.&nbsp;Including options for people that simply cannot afford  to keep their home any longer.You  are walked step by step through the entire process.What to do first,  who to call next, what you will need.If Step 1 doesn&#39;t work, go  immediately to Step 2.If Step 2 doesn&#39;t work&#8230;.Most  homeowners are willing to do whatever it takes to save their  home.But nobody has ever shown them exactly what it is that  they have to do.You will also learn&#8230;-What to do even if you owe more than your house is  worth-How to minimze the damage to your  credit-Different  options you have that your lender&nbsp;doesn&#39;t want you to  know-How to get a  workout plan that doesn&#39;t require $1000s of dollars upfront and double mortgage  payments-What to  do if your lender is being difficult-Access to HUD Certified housing  specialists that will help you through the entire process- and they  are FREE!!-Contact numbers for the correct  department of every major lender in the  country(this alone can save you  hours)-Sample  letters you will need to use to get a workout plan-Where to go to get information from  other homeowners that are all going through the same  thingIt Will Take WorkStopping  your foreclosure will take work;and it is something that you will have  to do yourself.But if you do not know where to call, what to ask  for, and exactlywhat options you have to save your home,you will  probably fail.Saving your home takes knowledge and  information.Why not get that infomation&nbsp;from people  that&nbsp;know how the process works.We understand that not  everyone&nbsp;feels that they can do this.You may not have the  time;you may feel intimidated by your lender;you may simply  think&nbsp;that these options are&nbsp;too good to be true.If you  feel you cannot do this yourself,simply send us an email.We  will get you over to a Loss Mitigation company that actually gets  results and costs under $600 to&nbsp;save your home&nbsp;for  you.However, you can do everything they can do for you;you  just need to know how.And you can do it all  yourself;for&nbsp;under 1/10th of the price.The Home Saver&#39;s ReportYou  will learn the exact same&nbsp;process that Foreclosure Prevention  companies use (and charge $1000s for)&nbsp;to stop your  foreclosure.Who to talk to.What they  are looking for.What  documentation you will need.How to  present your offer.The  different options you have that your lender  doesn&#39;t  tell you about.&nbsp;The  more options you know about,the better your chances&nbsp;are that you  can&nbsp;save your home.And the better your chances to get a  workout plan that is actually affordable.We understand that  money is tight;otherwise you wouldn&#39;t be here.That&#39;s  why we&#39;re keeping the price affordable for anyone.What&#39;s the  cost?$67And we even guarantee your  results.         Your  GuaranteeOrder your copy of the Home Saver&#39;s Report.Go through it today.  Follow the simple steps outlined.If you are unable to  get&nbsp;any type of loan workout plan;if you are unable to  get a short sale done;if you cannot get anyone to buy and lease back  your property&#8230;We will refund every cent you paid for your  report.All we ask is that you actually make the effortto  follow the steps outlined, in the order laid out.The reason we  offer this guarantee, is because the informationin the Home Saver&#39;s Report actually works!!We see  homeowners use this information and save their homes everyday.You can  too.If you cannot find a solution, contact us and we will PERSONALLY find a company for you. You will&nbsp;be able&nbsp;to save your home using the Home Saver&#39;s Report.We&#39;ll supply the  tools;you&#39;ll have to supply the effort.It&#39;s Up To YouSo, here  are your options.A) You can do this yourself absolutely  free of chargeStart searching the Internet to try and  find out what your options are.Go into some foreclosure forums and see  what other people are doing.Call your county courthouse and try and  find out what you can do.B) Hire a Loss Mitigation  company to do this for youSpend the money on  a&nbsp;company that will negotiate with your lender for you.But be  prepared. You will wind up spending over $1000 to do so.Or send us  an email, and we&#39;ll get you over to a Loss Mitigation company that  actually gets results and costs under $600.C) Get your  copy of the Home Saver&#39;s Report right  now!!Spend a little money on information. After all,  time is money, and it is a small price to save your  home.Everything you need to learn about saving your home is  available to you right here.You will know who to call, how to  present your offer,and other alternatives that your lender will not  disclose to you.And you&#39;ll also learn what to do if you simply  cannot afford tokeep your home any longer. If you cannot save  your home, you can at least save your credit. Simply click the PayPal &quot;Buy  Now&quot;  button below.The Home Saver  Report&nbsp;can be downloaded in .pdf format  instantly&#8230;.Even if it&#39;s 3  AM!!           Do Something  TodayTo us, it doesn&#39;t matter what you  do.Whether it&#39;s Option A, Option B, or Option C&#8230;We just  want you to do something!And do it today!Time is not  on your side.And your foreclosure nightmare will not fix  itself.The sooner you take action, the more options you will  have.Get&nbsp;the Home Saver&#39;s  Report&nbsp;today!! You&#39;ll learn exactly what to do to save your home.We  guarantee it!!          PS- Every homeowner  has options. You can learn exactly what to do and how to do it by simply  ordering your copy of The Home Saver Report  todayPPS- Time is not on your side. The  sooner you take action, the more options you will have. Feel free to email  us with any questions.&nbsp; Support@Guaranteed2.com&nbsp;                                                                                                   Sites you may be interested in Foreclosure Self-Defense | Save Your Home | Avoid Foreclosure</p>
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		<title>By: MP3 Download Music</title>
		<link>http://crisis.lenderwatch.org/news/316#comment-1016</link>
		<dc:creator>MP3 Download Music</dc:creator>
		<pubDate>Thu, 20 Dec 2007 17:08:31 +0000</pubDate>
		<guid isPermaLink="false">http://mortgageblues.us/news/316#comment-1016</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] unknown wrote an interesting post today onHere&#8217;s a quick excerptAs if people who fell behind on mortgage payments didn’t have enough troubles, an increasing number became&#8230; &#8212; for brevity this is a summary only. Visit http://www.mortgageblues.us for the full text &#8211; [...]</p>
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